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Helping you help your business.
Health insurance costs are rising. Your premiums are rising. And unfortunately,when it comes to their health insurance, you now must offer your employees options that usually provide less value for the money.
Employers need an affordable solution to protect employees, stay competitive in attracting and retaining quality workers, and remain profitable. Employees need more benefits choices than ever before. Colonial Life's indemnity products can provide your employees the benefits they need without hurting your organization's bottom line. And if you have or are considering a Health Savings Account (HSA) Colonial Life has plans that are HSA-compliant which can help you and your employees stretch benefit dollars, at no direct cost to you.
You can't stop medical costs from rising. You can't prevent gaps in coverage from occurring. You can help employees manage those costs and cover those gaps by providing them with additional protection to help them in the areas where they need it the most.
Programs
Enrollment Options
For smooth, streamlined and effective enrollments, we work with you to determine which of our enrollment options will best meet your business needs: One-to-One, CallCenter, Co-Browsing, Self-Enroll/Group Meeting, and Harmony.
Colonial Lifes traditional one-to-one enrollments offer the most employee engagement and best opportunity for decision-making support. To help educate and counsel your employees on their benefit needs, we come to your worksite and spend one-to-one time meeting with each employee and enrolling them through our own enrollment technology.
Each employee has the chance to confidentially review his or her current benefits, consider new options, and most importantly, see how their choices will affect their paycheck.
Benefits Communication
You want to offer your employees the best benefits package you can, and so do we.
We don't just offer benefits because no two businesses are alike. We can help you understand what type of benefits may work best for your company, and help your employees better understand the benefits you make available to them. Its a proven fact that the more employees understand their benefits, the more they appreciate them.
Claims Service
We provide you with dedicated service centers and automated, toll-free customer service phone lines around the clock that are unique to Colonial Life plan administrators. Our flexible services including fax, phone, e-mail and online submissions help lessen your administrative responsibilities. Our accessible, professional and caring customer service teams understand the needs of employers and employees alike, and treat both with the courtesy and knowledge they expect.
Employer Services
We believe benefits should be easy to administer and manage. That's why our staff of highly trained professionals has the resources and experience to make every interaction as simple and efficient as possible giving you time to focus on other aspects of your job. It's this commitment that continually earns us top honors for customer service and consistent praise from our customers.
2008 Colonial Life & Accident Insurance Company Colonial Life & Accident Insurance Company is a subsidiary of Unum Group
Colonial Life products are underwritten by Colonial Life & Accident Insurance Company. Coverage has exclusions and limitations that may affect benefits payable. Coverage may vary by state and may not be available in all states. See your representative for complete details. Colonial Life is the marketing brand of Colonial Life & Accident Insurance Company. | 
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