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Health insurance has undergone great changes recently due to the rising costs of healthcare, the increasing number of uninsured Americans, and a more educated, insurance-smart consumer. As a result, we are now in the age of high-deductible or Consumer Driven Health Plans (CDHP), Health Savings Accounts (HSA), new tax laws, and cash-paying supplemental policies. Choosing the right combination of these can reduce your out-of-pocket costs, lower premiums, and still protect your employees and your family. Call us and we can assist in selecting the right medical plan for your business, or you and your loved ones.
 
Please know that all insurance agents and brokers get the same pricing from the same carriers.  Since it is NOT possible to negotiate the cost, it is important to have an agent that puts you, your business, your family and your wallet first when choosing your coverage. I hope you will find that to be us.

SMALL GROUP : 2-99 EMPLOYEES

Looking for the answer to rising health benefit costs? Look to Ovation.
The best way to get costs under control is to get employees engaged, informed, and empowered  and Ovation has the experience and research to do it. With more options and education, employees can make the best choices for their health care needs and their budgets. Allowing employers to control their costs as well.  Options include PPO's, HMO's, POS, HSA's and HRA's.  Some carriers offer plans with 100% coverage after deductible.  Call us now for a quote or more information. 

Ask about the chamber of commerce member discount program !!!

INDIVIDUAL & FAMILY MAJOR MEDICAL

Everyone needs and wants major medical coverage.  However, many employers do not, or cannot offer you coverage. Thus you are forced to seek it out on your own.  Fortunately, this can be a safer and less expensive option, particularly if you are healthy and under the age of 60. Call or email for more information or personalized quotes from all carriers.

 

For an instant online health insurance quote for you or your family, please fill out our online form.

 
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